You Need A Budget (YNAB)

So I was stumbling on Friday night when I came across this website called You Need A Budget (Visit Home Page). They offer a program called YNAB 4. This is a financial program like none other that I have seen.

I originally began with Microsoft Money back in about 2005 or so. At some point I switched over to using Quicken (a few different versions over the years). Here lately I have been using since it really requires that I do nothing more than login and verify the categorization of transactions. But this program has been the one that has filled that need for a financial program. The difference with this one over all of the others? It focuses on budgeting the money that you have and requires you to dynamically manage your budget. In addition to the software (which, frankly, is really easy to use) they also offer [free] live webinars offering introductory and how-to courses, online monitored forums, and other support options. The software is easily syn-cable to other PCs and Android/iPhone devices (via Dropbox and built-in app integration).

I actually took their first webinar, the Introduction to YNAB course, this afternoon. It was taught by Malisa Davis. She was an excellent presenter, went over all of the basics required to use YNAB, and gave plenty of examples to get everyone started. It was a rather large group of people, yet she addressed most everyone’s questions when possible with a Q&A at the end of the session. This, by far, is the financial program that I have been looking for all along.

Unfortunately, there is a cost. The Desktop software (for Mac/PC) is $60 and the app for Android is $4.99. I immediately purchased the Android App, but I am still running the offered 34 day trial for my PC application. I am pretty much already decided on purchasing this software and have already included it in my budget for the following month. If nothing else, it has definately helped motivate and inspire me to start managing my money differently than I have been, as it does not prove to be working my way. Enjoy this program, and please let me know how it works for you and your experience with it. Thanks for reading.

You Need A Budget (YNAB): Visit Home Page
Use this link to get $6 off your purchase:

Office 2007 & Office 2010 Direct Download Links

As a tech, I have on many occasions had the need for the installation files for Office 2007 or Office 2010.  Unfortunately, there’s not really an all in one install for every single flavor of Office.  In case you were unaware, there is the obvious Office Home & Student, Office Professional, etc.  But apart from that you can also get Office Word 2007, Office Outlook 2007, etc., all as separate products with individual licenses, or product keys.  This makes it very difficult, especially in cases where users did not purchase a disc or have lost their disc.

Well, thanks to Jan Krohn at I have a list of the download links for English (US) Office 2007 & Office 2010 products.  I have downloaded and included some of the setup files straight from my server (the local links).  All of the file names are links to the original Digital River download files.

Download Link Listings:
Office 2007 Direct Downloads
Office 2010 Direct Downloads

Original Source ( Collection):
Office 2007 Direct Downloads
Office 2010 Direct Downloads